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Group Medical · UAE
Group Medical Insurance Quotation
Ref: UW-Q-2026-0147 · Rev 1
Quotation No.
Date of Quotation
Client
Broker / Intermediary
Policy Inception
Policy Period12 months
Commission
Regulator / EmirateDHA · Dubai
Categorisation & Provider Networks
Category Provider Network Annual Limit Lives Table of Benefits
Category A
Management · DXB
NAS CN — Comprehensive Network
incl. SEHA facilities
AED 500,000 10 As per attached TOB — Cat A
Category B
Staff · DXB
NAS SRN — Restricted Network
incl. SEHA + named facilities
AED 200,000 976 As per attached TOB — Cat B
Premium Schedule — Category A · per member per annum, AED
Age Band EmployeesRatePremium DependentsRatePremium Row Total
Premium Schedule — Category B · per member per annum, AED
Age Band EmployeesRatePremium DependentsRatePremium Row Total
Premium Summary
Category A — subtotal—— lives
Category B — subtotal—— lives
Annual Premium (excl. VAT)—— lives
VAT @ 5%—
Total Annual Premium (incl. VAT)——
Terms & Conditions
  1. Premium rates are based on the census dated May 2026 (986 members) and the benefit structure per the attached Tables of Benefits.
  2. Member schedule per uploaded census (986 lives); pricing derived on exposed-risk-population basis.
  3. Quoted premium is inclusive of 10.0% broker commission and exclusive of VAT unless stated. BASMAH levy and ICP fees, where applicable, are charged in addition at cost.
  4. Rates are guaranteed for the 12-month policy period and subject to final census confirmation at inception; material deviation (±10% lives or demographic shift) may trigger re-rating.
  5. Cover is subject to DHA regulations, the insurer's policy wording, general terms & conditions, and standard exclusions.
  6. Members above age 60 are accepted subject to medical declaration. Pre-existing and chronic conditions covered as per TOB.
  7. This quotation is valid for 30 days from the date of issue.
Authorised Signatory — Your Insurance Company
Underwriting Department
Accepted — Client / Broker
Name, signature & company stamp
This document is a commercial quotation, not a policy contract. Powered by underwriting.ae

Quotation inputs

Counts pre-filled from the processed census. Rates are editable — every cell recalculates the schedule live.
Census: Sample Client · 986 lives · processed
e.g. type +5% or -3% and press Enter to scale every rate. Individual cells stay editable after.
Lives (census)986
Employees558
Dependents428
Avg per member—
Annual (excl. VAT)—
Incl. VAT—
Reference: claims-rated indicative gross for this group is AED 6.03m at default parameters (Claims Analyzer). Open the quote via Generate Quotation to calibrate this schedule to the live figure.